New York (NY) housing market

Warm Market

Statewide monthly sale-market indicators for rental investors — not a substitute for local rent comps, taxes, or insurance, but a fast read on price level, pace, and negotiation pressure.

Data period: May 2026

Market snapshot

Median sale price
$621K
Median days on market
42 days
Months of supply
4.6
Active inventory
38,137
Homes sold
8,348
Sale-to-list ratio
101.8%
Listings with price drop
21.9%
Data month
May 2026

Pair this view with the rental property calculator, DSCR calculator, and cap rate calculator — or browse all calculators.

Rental Investor Snapshot

Labels below come from monthly sale-market indicators only. True cash flow requires local rent, taxes, insurance, vacancy, and expense assumptions — model those in the rental calculator, then sanity-check against sale-speed signals here.

Market temperature
Competitive
Buyer leverage
Medium
Pricing signal vs. U.S. median
Harder buy-in vs. U.S. median (price only)
Investor fit (heuristic)
Appreciation · Negotiation

Suggested next step: Run a rental property analysis with your own rent, financing, vacancy, and expense assumptions — then sanity-check against this market's sale-speed and negotiation signals.

Warm Market

The market is active with moderate buyer demand.

New York market summary

The New York housing market is heating up. As of May 2026, the median home sale price is $621K, up 5.1% year-over-year. Homes are spending a median of 42 days on the market, 13.5% longer than a year ago.

There are 38,137 homes for sale — 4.7% fewer than last year. With 4.6 months of supply, this is a balanced market. 17,886 new listings were added during this period, down 2.4% year-over-year.

Homes are selling for 101.8% of their list price on average, indicating buyers are paying above asking. 42.6% of homes sell above their asking price. 21.9% of listings have had a price drop.

Market Opportunity Score

Based on current market conditions

62

Contributing Factors

Months of Supply 4.6
Days on Market 42
Price Drops 21.9%
Sale-to-List Ratio 101.8%
Market Temperature Warm

How This Market Compares

vs. National Median

Median Price (National: $450K) 37.9%
Days on Market (National: 42) 0.0%
Inventory (National: 1,460,440) 97.4%

Investor takeaway

A significant share of sellers are cutting prices, which can signal motivated sellers and potential deals. Prices are 38% above the national median. Model rent-to-price and expenses carefully before assuming cash flow.

New York market trends

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Detailed market metrics

Median list price

$639K

Price per sq ft

$418

Sale-to-list ratio

101.8%

Months of supply

4.6

Sold above list

42.6%

Price drops

21.9%

New listings

17,886

2.4% YoY

Pending sales

14,161

New York housing market FAQs

What is the median home price in New York?

For the latest published month, the median sale price in New York is $621K. Median means half of homes sold above that price and half below — it is a useful benchmark, not a rule for every listing.

Is New York a buyer's or seller's market?

With about 4.6 months of supply, the market is often closer to balanced — neither extreme scarcity nor extreme surplus.

How long do homes stay on the market in New York?

For the latest published month, the median days on market in New York is 42 days — half of homes went pending faster and half slower.

Is New York good for rental property investors?

Sale-market stats show how competitive buying is (speed, negotiation, inventory). They do not prove rent performance. New York can still work for rentals if the numbers work on a deal-by-deal basis — use local rent comps, financing, vacancy, and expenses in the rental property calculator.

How should investors analyze a rental property in New York?

Start with purchase price, financing, rent, vacancy, operating expenses, and capital repairs. Stress-test rates and rent. Will It Flow’s rental property calculator is built to translate those inputs into cash flow, DSCR, cap rate, and cash-on-cash return for New York deals.

Metro markets in New York

Open a metro for the same investor snapshot and trends, then run a shortlist through the DSCR calculator and cap rate calculator.

New York, NY

$814K median · 54 days on market

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$754K median · 29 days on market

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Rochester, NY

$290K median · 8 days on market

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Buffalo, NY

$270K median · 12 days on market

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Albany, NY

$340K median · 10 days on market

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Poughkeepsie, NY

$500K median · 41 days on market

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Syracuse, NY

$275K median · 22 days on market

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Binghamton, NY

$201K median · 49 days on market

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Utica, NY

$223K median · 52 days on market

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Kingston, NY

$453K median · 61 days on market

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Glens Falls, NY

$341K median · 42 days on market

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Watertown, NY

$247K median · 69 days on market

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Corning, NY

$179K median · 71 days on market

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Jamestown, NY

$165K median · 22 days on market

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Elmira, NY

$144K median · 82 days on market

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Ithaca, NY

$355K median · 57 days on market

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Hudson, NY

$425K median · 47 days on market

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Olean, NY

$170K median · 28 days on market

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Ogdensburg, NY

$143K median · 97 days on market

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Plattsburgh, NY

$255K median · 85 days on market

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Auburn, NY

$203K median · 98 days on market

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Gloversville, NY

$192K median · 22 days on market

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Oneonta, NY

$254K median · 77 days on market

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Amsterdam, NY

$204K median · 37 days on market

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Batavia, NY

$225K median · 12 days on market

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Cortland, NY

$220K median · 35 days on market

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Seneca Falls, NY

$193K median · 10 days on market

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Malone, NY

$190K median · 108 days on market

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More New York housing market data

Compare how New York fits nationally on the U.S. housing market overview, or browse the top 100 U.S. metro housing markets by sales activity.

New to underwriting? Read how much cash it takes to buy a rental in 2026 — then stress-test assumptions in the calculators above.

Underwrite a New York rental with real numbers

Cash flow, Cap Rate, DSCR, and cash-on-cash return — built for speed without skipping rigor.

Housing market data provided by Redfin, a national real estate brokerage. Not financial advice. Always consult a qualified professional before making investment decisions.