Palatka, FL metro area Housing Market

Cold Market

Comprehensive housing market data for the Palatka, FL metro area metro area. Track home prices, inventory, days on market, and competition — updated monthly for real estate investors.

Data period: March 2026

Median Sale Price

$217K

10.0% YoY

Days on Market

57 days

47.7% YoY

Active Inventory

304

14.6% YoY

Homes Sold

42

22.2% YoY

Cold Market

Inventory is high and homes are sitting longer — a buyer's market.

Palatka, FL metro area Market Summary

The Palatka, FL metro area housing market is cooling down. As of March 2026, the median home sale price is $217K, down 10.0% year-over-year. Homes are spending a median of 57 days on the market, 47.7% shorter than a year ago.

There are 304 homes for sale — 14.6% fewer than last year. With 7.2 months of supply, this is a buyer's market. 74 new listings were added during this period, down 10.8% year-over-year.

Homes are selling for 96.0% of their list price on average, suggesting room for negotiation. 14.3% of homes sell above their asking price. 29.9% of listings have had a price drop.

Market Opportunity Score

Based on current market conditions

93

Contributing Factors

Months of Supply 7.2
Days on Market 57
Price Drops 29.9%
Sale-to-List Ratio 96.0%
Market Temperature Cold

How This Market Compares

vs. National Median

Median Price (National: $437K) 50.3%
Days on Market (National: 55) 3.6%
Inventory (National: 1,314,690) 100.0%

vs. Florida Median

Median Price (Florida: $417K) 48.0%
Days on Market (Florida: 77) 26.0%

Investor Takeaway

The cooling market may present buying opportunities with less competition and more negotiating leverage. High inventory relative to sales pace means buyers have options and sellers may be flexible on price. A significant share of sellers are cutting prices, which can signal motivated sellers and potential deals. Prices are 50% below the national median, which could indicate stronger cash flow potential.

Palatka, FL metro area Market Trends

Loading chart…

Loading chart…

Loading chart…

Loading chart…

Loading chart…

Loading chart…

Loading chart…

Loading chart…

Detailed Market Metrics

Median List Price

$282K

Price per Sq Ft

$167

Sale-to-List Ratio

96.0%

Months of Supply

7.2

Sold Above List

14.3%

Price Drops

29.9%

New Listings

74

10.8% YoY

Pending Sales

53

Off Market in 2 Weeks

18.9%

Analyze a deal in Palatka, FL metro area

Calculate cash flow, Cap Rate, DSCR, and Cash-on-Cash Return for any rental property — free and instant.

Try It Free

Housing market data provided by Redfin, a national real estate brokerage. Not financial advice. Always consult a qualified professional before making investment decisions.