Somerset, KY metro area Housing Market

Cold Market

Comprehensive housing market data for the Somerset, KY metro area metro area. Track home prices, inventory, days on market, and competition — updated monthly for real estate investors.

Data period: March 2026

Median Sale Price

$250K

22.2% YoY

Days on Market

129 days

29.0% YoY

Active Inventory

345

13.5% YoY

Homes Sold

61

1.6% YoY

Cold Market

Inventory is high and homes are sitting longer — a buyer's market.

Somerset, KY metro area Market Summary

The Somerset, KY metro area housing market is cooling down. As of March 2026, the median home sale price is $250K, up 22.2% year-over-year. Homes are spending a median of 129 days on the market, 29.0% longer than a year ago.

There are 345 homes for sale — 13.5% more than last year. With 5.7 months of supply, this is a balanced market. 126 new listings were added during this period, up 48.2% year-over-year.

Homes are selling for 96.0% of their list price on average, suggesting room for negotiation. 4.9% of homes sell above their asking price. 25.5% of listings have had a price drop.

Market Opportunity Score

Based on current market conditions

86

Contributing Factors

Months of Supply 5.7
Days on Market 129
Price Drops 25.5%
Sale-to-List Ratio 96.0%
Market Temperature Cold

How This Market Compares

vs. National Median

Median Price (National: $437K) 42.8%
Days on Market (National: 55) 134.5%
Inventory (National: 1,314,690) 100.0%

vs. Kentucky Median

Median Price (Kentucky: $277K) 9.8%
Days on Market (Kentucky: 63) 104.8%

Investor Takeaway

The cooling market may present buying opportunities with less competition and more negotiating leverage. High inventory relative to sales pace means buyers have options and sellers may be flexible on price. A significant share of sellers are cutting prices, which can signal motivated sellers and potential deals. Prices are 43% below the national median, which could indicate stronger cash flow potential.

Somerset, KY metro area Market Trends

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Detailed Market Metrics

Median List Price

$295K

Price per Sq Ft

$149

Sale-to-List Ratio

96.0%

Months of Supply

5.7

Sold Above List

4.9%

Price Drops

25.5%

New Listings

126

48.2% YoY

Pending Sales

97

Off Market in 2 Weeks

30.9%

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Housing market data provided by Redfin, a national real estate brokerage. Not financial advice. Always consult a qualified professional before making investment decisions.