Kentucky Housing Market

Cool Market

Housing market data and trends for Kentucky. Track median prices, inventory, days on market, and competition metrics for real estate investors.

Data period: March 2026

Median Sale Price

$277K

4.2% YoY

Days on Market

63 days

10.5% YoY

Active Inventory

11,926

6.9% YoY

Homes Sold

3,476

0.3% YoY

Cool Market

Buyer activity is slowing, creating more negotiating room.

Kentucky Market Summary

The Kentucky housing market is cooling down. As of March 2026, the median home sale price is $277K, up 4.2% year-over-year. Homes are spending a median of 63 days on the market, 10.5% longer than a year ago.

There are 11,926 homes for sale — 6.9% more than last year. With 3.4 months of supply, this is a seller's market. 5,547 new listings were added during this period, up 6.3% year-over-year.

Homes are selling for 97.4% of their list price on average, suggesting room for negotiation. 15.7% of homes sell above their asking price. 27.9% of listings have had a price drop.

Market Opportunity Score

Based on current market conditions

73

Contributing Factors

Months of Supply 3.4
Days on Market 63
Price Drops 27.9%
Sale-to-List Ratio 97.4%
Market Temperature Cool

How This Market Compares

vs. National Median

Median Price (National: $437K) 36.5%
Days on Market (National: 55) 14.5%
Inventory (National: 1,314,690) 99.1%

Investor Takeaway

The cooling market may present buying opportunities with less competition and more negotiating leverage. A significant share of sellers are cutting prices, which can signal motivated sellers and potential deals. Prices are 37% below the national median, which could indicate stronger cash flow potential.

Kentucky Market Trends

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Detailed Market Metrics

Median List Price

$293K

Price per Sq Ft

$160

Sale-to-List Ratio

97.4%

Months of Supply

3.4

Sold Above List

15.7%

Price Drops

27.9%

New Listings

5,547

6.3% YoY

Pending Sales

5,226

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Housing market data provided by Redfin, a national real estate brokerage. Not financial advice. Always consult a qualified professional before making investment decisions.