Illinois Housing Market

Cool Market

Housing market data and trends for Illinois. Track median prices, inventory, days on market, and competition metrics for real estate investors.

Data period: January 2026

Median Sale Price

$291K

2.5% YoY

Days on Market

63 days

1.6% YoY

Active Inventory

24,741

5.5% YoY

Homes Sold

6,959

12.1% YoY

Cool Market

Buyer activity is slowing, creating more negotiating room.

Illinois Market Summary

The Illinois housing market is cooling down. As of January 2026, the median home sale price is $291K, up 2.5% year-over-year. Homes are spending a median of 63 days on the market, 1.6% shorter than a year ago.

There are 24,741 homes for sale — 5.5% fewer than last year. With 3.6 months of supply, this is a seller's market. 9,794 new listings were added during this period, down 0.5% year-over-year.

Homes are selling for 97.8% of their list price on average, suggesting room for negotiation. 25.6% of homes sell above their asking price. 17.8% of listings have had a price drop.

Market Opportunity Score

Based on current market conditions

68

Contributing Factors

Months of Supply 3.6
Days on Market 63
Price Drops 17.8%
Sale-to-List Ratio 97.8%
Market Temperature Cool

How This Market Compares

vs. National Median

Median Price (National: $423K) 31.3%
Days on Market (National: 66) 4.5%
Inventory (National: 1,210,379) 98.0%

Investor Takeaway

The cooling market may present buying opportunities with less competition and more negotiating leverage. Prices are 31% below the national median, which could indicate stronger cash flow potential.

Illinois Market Trends

Median Sale Price

Median Days on Market

Active Inventory

Homes Sold

Sale-to-List Ratio

Listings with Price Drops

Detailed Market Metrics

Median List Price

$314K

Price per Sq Ft

$187

Sale-to-List Ratio

97.8%

Months of Supply

3.6

Sold Above List

25.6%

Price Drops

17.8%

New Listings

9,794

0.5% YoY

Pending Sales

9,566

Metro Areas in Illinois

Chicago, IL metro area

$348K median

Cool Market

70 days

on market

Lake County, IL metro area

$361K median

Cool Market

66 days

on market

Elgin, IL metro area

$356K median

Cool Market

71 days

on market

Peoria, IL metro area

$163K median

Cool Market

40 days

on market

Rockford, IL metro area

$215K median

Warm Market

28 days

on market

Springfield, IL metro area

$182K median

Hot Market

9 days

on market

Champaign, IL metro area

$227K median

Cold Market

57 days

on market

Bloomington, IL metro area

$237K median

Cool Market

54 days

on market

Decatur, IL metro area

$115K median

Cold Market

47 days

on market

Carbondale, IL metro area

$139K median

Cold Market

81 days

on market

Ottawa, IL metro area

$185K median

Cold Market

66 days

on market

Kankakee, IL metro area

$195K median

Cold Market

68 days

on market

Quincy, IL metro area

$179K median

Cool Market

59 days

on market

Danville, IL metro area

$115K median

Cool Market

41 days

on market

Sterling, IL metro area

$130K median

Cool Market

57 days

on market

Jacksonville, IL metro area

$142K median

Cool Market

32 days

on market

Freeport, IL metro area

$140K median

Cool Market

25 days

on market

Rochelle, IL metro area

$240K median

Cool Market

59 days

on market

Lincoln, IL metro area

$165K median

Warm Market

28 days

on market

Charleston, IL metro area

$166K median

Cool Market

44 days

on market

Centralia, IL metro area

$103K median

Cold Market

63 days

on market

Galesburg, IL metro area

$140K median

Cold Market

57 days

on market

Taylorville, IL metro area

$120K median

Cool Market

40 days

on market

Pontiac, IL metro area

$155K median

Cold Market

99 days

on market

Mount Vernon, IL metro area

$210K median

Cool Market

81 days

on market

Effingham, IL metro area

$191K median

Cold Market

97 days

on market

Dixon, IL metro area

$184K median

Cold Market

65 days

on market

Macomb, IL metro area

$86K median

Cold Market

53 days

on market

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Housing market data provided by Redfin, a national real estate brokerage. Not financial advice. Always consult a qualified professional before making investment decisions.