Rapid City, SD metro area Housing Market

Cold Market

Comprehensive housing market data for the Rapid City, SD metro area metro area. Track home prices, inventory, days on market, and competition — updated monthly for real estate investors.

Data period: January 2026

Median Sale Price

$356K

1.1% YoY

Days on Market

92 days

12.2% YoY

Active Inventory

590

3.6% YoY

Homes Sold

109

0.0% YoY

Cold Market

Inventory is high and homes are sitting longer — a buyer's market.

Rapid City, SD metro area Market Summary

The Rapid City, SD metro area housing market is cooling down. As of January 2026, the median home sale price is $356K, down 1.1% year-over-year. Homes are spending a median of 92 days on the market, 12.2% longer than a year ago.

There are 590 homes for sale — 3.6% fewer than last year. With 5.4 months of supply, this is a balanced market. 185 new listings were added during this period, up 13.5% year-over-year.

Homes are selling for 98.1% of their list price on average, suggesting room for negotiation. 16.5% of homes sell above their asking price. 13.2% of listings have had a price drop.

Market Opportunity Score

Based on current market conditions

70

Contributing Factors

Months of Supply 5.4
Days on Market 92
Price Drops 13.2%
Sale-to-List Ratio 98.1%
Market Temperature Cold

How This Market Compares

vs. National Median

Median Price (National: $423K) 15.8%
Days on Market (National: 66) 39.4%
Inventory (National: 1,210,379) 100.0%

vs. South Dakota Median

Median Price (South Dakota: $322K) 10.6%
Days on Market (South Dakota: 74) 24.3%

Investor Takeaway

The cooling market may present buying opportunities with less competition and more negotiating leverage. High inventory relative to sales pace means buyers have options and sellers may be flexible on price. Prices are 16% below the national median, which could indicate stronger cash flow potential.

Rapid City, SD metro area Market Trends

Median Sale Price

Median Days on Market

Active Inventory

Homes Sold

Price per Square Foot

Sale-to-List Ratio

New Listings

Listings with Price Drops

Detailed Market Metrics

Median List Price

$369K

Price per Sq Ft

$198

Sale-to-List Ratio

98.1%

Months of Supply

5.4

Sold Above List

16.5%

Price Drops

13.2%

New Listings

185

13.5% YoY

Pending Sales

178

Off Market in 2 Weeks

23.0%

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Housing market data provided by Redfin, a national real estate brokerage. Not financial advice. Always consult a qualified professional before making investment decisions.