Dubuque, IA Housing Market

Warm Market

Metro-level monthly sale metrics for rental investors — prices, inventory, pace, and negotiation signals. Figures represent the Dubuque, IA metro area.

Data period: May 2026

Market snapshot

Median sale price
$266K
Median days on market
35 days
Months of supply
2.1
Active inventory
208
Homes sold
100
Sale-to-list ratio
98.8%
Listings with price drop
28.4%
Data month
May 2026

Pair this view with the rental property calculator, DSCR calculator, and cap rate calculator — or browse all calculators.

Rental Investor Snapshot

Labels below come from monthly sale-market indicators only. True cash flow requires local rent, taxes, insurance, vacancy, and expense assumptions — model those in the rental calculator, then sanity-check against sale-speed signals here.

Market temperature
Competitive
Buyer leverage
High
Pricing signal vs. U.S. median
Easier buy-in vs. U.S. median (price only)
Investor fit (heuristic)
Buy-in vs. U.S. · Appreciation · Negotiation

Watch-outs

  • Low inventory with tight supply often means more competition on offers.
  • Elevated price cuts can signal negotiation room — verify condition, rents, and comps street-by-street.

Suggested next step: Run a rental property analysis with your own rent, financing, vacancy, and expense assumptions — then sanity-check against this market's sale-speed and negotiation signals.

Warm Market

The market is active with moderate buyer demand.

Dubuque, IA market summary

The Dubuque, IA metro area housing market is heating up. As of May 2026, the median home sale price is $266K, up 2.4% year-over-year. Homes are spending a median of 35 days on the market, 0.0% shorter than a year ago.

There are 208 homes for sale — 0.5% fewer than last year. With 2.1 months of supply, this is a seller's market. 123 new listings were added during this period, up 7.0% year-over-year.

Homes are selling for 98.8% of their list price on average, suggesting room for negotiation. 26.0% of homes sell above their asking price. 28.4% of listings have had a price drop.

Market Opportunity Score

Based on current market conditions

62

Contributing Factors

Months of Supply 2.1
Days on Market 35
Price Drops 28.4%
Sale-to-List Ratio 98.8%
Market Temperature Warm

How This Market Compares

vs. National Median

Median Price (National: $450K) 40.8%
Days on Market (National: 42) 16.7%
Inventory (National: 1,460,440) 100.0%

vs. Iowa Median

Median Price (Iowa: $259K) 2.9%
Days on Market (Iowa: 37) 5.4%

Investor takeaway

A significant share of sellers are cutting prices, which can signal motivated sellers and potential deals. Prices are 41% below the national median on this sale snapshot — that can mean lower buy-in, but cash flow still depends on local rent, financing, and expenses.

Dubuque, IA market trends

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Detailed market metrics

Median list price

$270K

Price per sq ft

$150

Sale-to-list ratio

98.8%

Months of supply

2.1

Sold above list

26.0%

Price drops

28.4%

New listings

123

7.0% YoY

Pending sales

119

Off market in 2 weeks

63.0%

Dubuque, IA housing market FAQs

What is the median home price in Dubuque, IA?

For the latest published month, the median sale price in Dubuque, IA is $266K. Median means half of homes sold above that price and half below — it is a useful benchmark, not a rule for every listing.

Is Dubuque, IA a buyer's or seller's market?

With about 2.1 months of supply, conditions often favor sellers (inventory is relatively tight versus sales pace). Buyers may need to move quickly and keep offers competitive.

How long do homes stay on the market in Dubuque, IA?

For the latest published month, the median days on market in Dubuque, IA is 35 days — half of homes went pending faster and half slower.

Is Dubuque, IA good for rental property investors?

Sale-market stats show how competitive buying is (speed, negotiation, inventory). They do not prove rent performance. Dubuque, IA can still work for rentals if the numbers work on a deal-by-deal basis — use local rent comps, financing, vacancy, and expenses in the rental property calculator.

How should investors analyze a rental property in Dubuque, IA?

Start with purchase price, financing, rent, vacancy, operating expenses, and capital repairs. Stress-test rates and rent. Will It Flow’s rental property calculator is built to translate those inputs into cash flow, DSCR, cap rate, and cash-on-cash return for Dubuque, IA deals.

National context

Step up to the U.S. housing market hub for national trends, then browse top metro markets by sales activity.

Underwrite a Dubuque, IA deal with real numbers

Use Will It Flow for cash flow, DSCR, cap rate, and cash-on-cash return — free and fast.

Housing market data provided by Redfin, a national real estate brokerage. Not financial advice. Always consult a qualified professional before making investment decisions.